feat: implement Cash on Delivery (COD) payment method

This commit adds comprehensive COD support using Saleor's native Transaction system:

**Architecture:**
- Uses Saleor's native Transaction objects (not metadata)
- Modular payment method configuration
- Extensible design for future payment types (cards, bank transfer, etc.)

**New Components:**
- PaymentMethodSelector: Reusable payment method selection UI
- PaymentMethodCard: Individual payment method card
- CODInstructions: COD-specific instructions and guidance
- PaymentSection: Checkout integration wrapper

**Core Features:**
- COD selected by default for Serbia (default-channel)
- Transaction created automatically on order completion
- Transaction visible in Saleor Dashboard
- Multi-language support (EN, SR, DE, FR)
- No additional fees
- Instructions shown to customer (prepare cash, inspect order, no fee)

**Files Added:**
- docs/COD-IMPLEMENTATION-PLAN.md
- src/lib/config/paymentMethods.ts
- src/lib/saleor/payments/types.ts
- src/lib/saleor/payments/cod.ts
- src/components/payment/PaymentMethodSelector.tsx
- src/components/payment/PaymentMethodCard.tsx
- src/components/payment/CODInstructions.tsx
- src/components/payment/index.ts
- src/app/[locale]/checkout/components/PaymentSection.tsx

**Files Modified:**
- src/app/[locale]/checkout/page.tsx (added payment section, transaction creation)
- src/i18n/messages/{en,sr,de,fr}.json (payment translations)

**Technical Details:**
- Transaction status: NOT_CHARGED
- Available actions: [CHARGE]
- PSP Reference format: COD-{orderNumber}-{timestamp}
- Staff collects cash and fulfills order via Dashboard

Closes: Cash on Delivery payment implementation

src/components/payment/PaymentMethodSelector.tsx

@@ -0,0 +1,62 @@
+"use client";
+
+import type { PaymentMethod } from "@/lib/saleor/payments/types";
+import { PaymentMethodCard } from "./PaymentMethodCard";
+import { useTranslations } from "next-intl";
+
+interface PaymentMethodSelectorProps {
+  methods: PaymentMethod[];
+  selectedMethodId: string;
+  onSelectMethod: (methodId: string) => void;
+  locale: string;
+  disabled?: boolean;
+}
+
+export function PaymentMethodSelector({
+  methods,
+  selectedMethodId,
+  onSelectMethod,
+  locale,
+  disabled = false,
+}: PaymentMethodSelectorProps) {
+  const t = useTranslations("Payment");
+
+  // Filter to only available methods
+  const availableMethods = methods.filter((m) => m.available);
+
+  if (availableMethods.length === 0) {
+    return (
+      <div className="rounded-lg border border-gray-200 p-4 text-center text-gray-500">
+        {t("noMethodsAvailable")}
+      </div>
+    );
+  }
+
+  // If only one method, show it as selected but don't allow changing
+  const isSingleMethod = availableMethods.length === 1;
+
+  return (
+    <div className="space-y-4">
+      <h3 className="text-lg font-medium">{t("title")}</h3>
+
+      <div className="space-y-3">
+        {availableMethods.map((method) => (
+          <PaymentMethodCard
+            key={method.id}
+            method={method}
+            isSelected={selectedMethodId === method.id}
+            onSelect={() => onSelectMethod(method.id)}
+            disabled={disabled || isSingleMethod}
+            locale={locale}
+          />
+        ))}
+      </div>
+
+      {isSingleMethod && (
+        <p className="text-sm text-gray-500">
+          {t("singleMethodNotice")}
+        </p>
+      )}
+    </div>
+  );
+}