feat: implement Cash on Delivery (COD) payment method

This commit adds comprehensive COD support using Saleor's native Transaction system:

**Architecture:**
- Uses Saleor's native Transaction objects (not metadata)
- Modular payment method configuration
- Extensible design for future payment types (cards, bank transfer, etc.)

**New Components:**
- PaymentMethodSelector: Reusable payment method selection UI
- PaymentMethodCard: Individual payment method card
- CODInstructions: COD-specific instructions and guidance
- PaymentSection: Checkout integration wrapper

**Core Features:**
- COD selected by default for Serbia (default-channel)
- Transaction created automatically on order completion
- Transaction visible in Saleor Dashboard
- Multi-language support (EN, SR, DE, FR)
- No additional fees
- Instructions shown to customer (prepare cash, inspect order, no fee)

**Files Added:**
- docs/COD-IMPLEMENTATION-PLAN.md
- src/lib/config/paymentMethods.ts
- src/lib/saleor/payments/types.ts
- src/lib/saleor/payments/cod.ts
- src/components/payment/PaymentMethodSelector.tsx
- src/components/payment/PaymentMethodCard.tsx
- src/components/payment/CODInstructions.tsx
- src/components/payment/index.ts
- src/app/[locale]/checkout/components/PaymentSection.tsx

**Files Modified:**
- src/app/[locale]/checkout/page.tsx (added payment section, transaction creation)
- src/i18n/messages/{en,sr,de,fr}.json (payment translations)

**Technical Details:**
- Transaction status: NOT_CHARGED
- Available actions: [CHARGE]
- PSP Reference format: COD-{orderNumber}-{timestamp}
- Staff collects cash and fulfills order via Dashboard

Closes: Cash on Delivery payment implementation

src/i18n/messages/en.json

@@ -430,6 +430,37 @@
     "thankYou": "Thank you for your purchase.",
     "orderNumber": "Order Number",
     "confirmationEmail": "You will receive a confirmation email shortly. We will contact you to arrange Cash on Delivery.",
-    "continueShoppingBtn": "Continue Shopping"
+    "continueShoppingBtn": "Continue Shopping",
+    "errorSelectPayment": "Please select a payment method."
+  },
+  "Payment": {
+    "title": "Payment Method",
+    "selectMethod": "Select payment method",
+    "securePayment": "Secure payment processing",
+    "noMethodsAvailable": "No payment methods available",
+    "singleMethodNotice": "Cash on Delivery is the only available payment method for your location",
+    "COD": {
+      "name": "Cash on Delivery",
+      "description": "Pay when you receive your order",
+      "instructions": {
+        "title": "Payment Instructions",
+        "prepareCash": "Prepare Cash",
+        "prepareCashDesc": "Please have the exact amount ready in cash",
+        "inspectOrder": "Inspect Before Paying",
+        "inspectOrderDesc": "You can check your order before making payment",
+        "noFee": "No Extra Fee",
+        "noFeeDesc": "Cash on Delivery is completely free"
+      }
+    },
+    "card": {
+      "name": "Credit Card",
+      "description": "Secure online payment",
+      "comingSoon": "Coming soon"
+    },
+    "bank_transfer": {
+      "name": "Bank Transfer",
+      "description": "Pay via bank transfer",
+      "comingSoon": "Coming soon"
+    }
   }
 }